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(719) 309-2266

Auto Repair Payment Plans in Colorado Springs

Adam & Son Auto Repair offers payment plans in Colorado Springs through Wisetack, NAPA EasyPay, and Snap Finance — so a bigger repair doesn't have to come out of pocket all at once. Whether you want fixed monthly payments, an interest-free option for those who can clear the balance within the promo window, or a program that isn't based on credit score alone, there's something worth a look. Every application goes directly to the provider, and you see your options before a single repair is approved or started.

Call (719) 309-2266Ask at the Service Desk

Our Financing Partners

Wisetack

Fixed Monthly Payments — and Checking Won't Affect Your Score

Wisetack offers pay-over-time installment financing from $500 through their partner banks — a good fit if you'd rather know your exact payment each month than carry a running card balance. Checking your options is quick and, per Wisetack, doesn't affect your credit score.

Apply at the Service Desk

NAPA EasyPay (Synchrony Bank)

Interest-Free If the Balance Is Paid in Full Within the Promo Period

The NAPA EasyPay card, issued by Synchrony Bank, is interest-free if the balance is paid in full within the promotional period — a strong option if you can clear it before the window closes. Using the card also extends your NAPA Peace of Mind Warranty to 36 months / 36,000 miles on qualifying repairs.

Apply for NAPA EasyPay

Snap Finance

An Option That Isn't Based on Credit Score Alone

Snap's approval decision isn't based on credit score alone, so it works for more situations — including customers who may have been declined elsewhere. Snap also offers a 100-day early-purchase option that can significantly reduce what you pay if you're able to settle early; see Snap's application for full terms.

Apply Through Snap
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Adam & Son has served Colorado Springs since 1999. Founder Dan Adam earned his ASE Master Technician certification in 1994 — and our team of ASE-certified technicians works under salaried advisors who are never paid on commission, so the recommendation you get is the one your car actually needs. Most repairs are backed by our 5-year / 50,000-mile warranty on parts and labor. Whatever payment path you choose, the quality of the work doesn't change.

Financing Questions

Yes — Adam & Son offers auto repair payment plans in Colorado Springs through three providers: Wisetack, NAPA EasyPay, and Snap Finance. Options include fixed monthly installment payments, an interest-free promotional-period option, and a program that isn't based on credit score alone. Call us at (719) 309-2266 or ask at the service desk and we'll send you the right application link.
We have an option through Snap Finance whose approval isn't based on credit score alone, which means it works for more situations than a standard loan — including customers who have been declined elsewhere. We also offer Wisetack, which, per Wisetack, doesn't affect your credit score to check, so it costs nothing to see what's available before you decide.
For Wisetack specifically, checking your options does not affect your credit score — that's stated by Wisetack. Other providers may work differently; each provider's own application page explains the type of credit inquiry involved before you submit, so you'll know what to expect before committing.
You can apply directly through each provider — links are on this page. For Wisetack, we send a text or email link from our service desk through our point-of-sale system and you typically see options in under a minute. NAPA EasyPay and Snap each have their own online applications you can start from the links above. You'll see what you qualify for before any repair is approved or started.
NAPA EasyPay applies to repairs of $199 or more; Snap starts at $300; Wisetack starts at $500. If a specific repair falls below a provider's minimum, ask us when you come in — we accept all major credit and debit cards and are happy to talk through options.
Our option through Snap Finance isn't based on credit score alone, which makes it available in more situations than a traditional loan — but Snap does review some account information through their own process. We'd point you directly to Snap's application page (linked above) so you can see exactly how it works and what's required before you commit to anything.

Ready to See Your Options?

Ask about payment plans when you reach out — we'll send you the right application link. You see what you qualify for before any repair is approved or started.

Contact UsCall (719) 309-2266